Tuesday 10 April 2012

My week in tweets

Slummy single mummy is running a link up 'A week in tweets' – love this idea! I've been meaning to join in but when I went to write my post last week I found I had a goldfish brain and couldn't remember a single thing I had done. Clearly I need to get out more! This week riding high on too much sugar after Easter I'm hoping I can do better, so here we go...

Monday – Talked into KFC for dinner by bad influence husband, why am I giving up choc for lent again?

Tuesday – Bump into old friend as I pop out the office. Have lovely chat. Forget what I went out for. Go back into office.

Wednesday – LO completely hyper & not at all sleepy when I pick her up. Cop out & cuddle up watching entire Pingu DVD #guiltyconscience

Thursday – Plan all day how I will tidy the house that night so we can relax on Good Friday. Fail.

Friday – Lovely lunch with the neighbours & their kids, Squiggle tells their boys that girls are best. #fastlearner

Saturday – Manically buy the last available Easter eggs in Sainsburys. Forget to tidy the house again.

Sunday – Find letter from Easter bunny saying due to the rain he has used his magic carrot key & hidden the eggs in the lounge #nicesave


Monday 9 April 2012

Money saving alphabet

a,b,c,d,e,f,g... I'm as thrifty as can be! I feel like since having my little one my mind is constantly on money saving mode – it doesn't always work and it's hard to stick to the rules I set myself but it still helps to have them. I'm more thrifty now than I've ever been and I know it doesn't have to mean misery! Here is my money saving alphabet – it's my entry for the Britmums piggy bank tales competition which is sponsored by Virgin Money.

accept
Admit your financial limits and accept what you have got;
even a little, can then feel like such a lot.


barter
Be never bashful... barter for bargains; 
and be sure your purse is cash full.


cashback
Click cashback sites before you buy online; 
clock up cash for another time. 
Chi ching!


debts
Don't ignore them... 
dig deep, divulge, and do consolidate them.


eat together
Everyone eating the same family dinner; 
saves on expensive different portions – an easy saving winner.


friends
Friends are free!!


green
Get green and turn of lights & sockets; 
get saving polar bears and gain savings in your pockets.


home-made
Hundreds of dishes can be home-made yummy... 
with a small hoard of key ingredients – hurrah for happy tummies!


ice ice baby
Invest in itsy bistsy freezer pots and store portions as you cook; 
mine is full of ice surprises and always worth a look.


justify
Just before you buy it; 
stop and justify it.


kiddie kino
We know with kids you're always up and awake; 
so kick start your day at the cinema – at weekend morning showings, £1 tickets are at stake.


library
Lots of books and lovely activities for little one and me; 
look shhhhhhhhhh listen, it's all for free.


make
Make gifts and cards with your mini makers; 
mine even decorates plain wrapping paper.


natter natter
Now if you natter unlimited on your mobile do you need a landline too? 
when at home skype is a great option and at no cost for me or you!


over-budget
Over estimating and realism with your budget can only leave you with spare;
otherwise you'll only end up spending extra pounds elsewhere.


plan
Planning meals and making shopping lists help food budgets stretch longer;
less waste, less haste, still lots of taste... and a bank account that's stronger.


quick fix
For a quick cash fix rummage baby clothes and old CD's;
there's money to be made at car boot sales, to buy things you really need. 


rewards
Reap rewards with free points cards, when you're out and ready to shop; 
reward cards can bring days out and shopping discounts at a pop.


surestart
Super savers surely see... 
you can do all the same baby activities for free!


travel thrifty
Take note of group discounts and advance travel fares; 
always ask for the cheapest tickets and ring direct to compare.


understand
Understanding your personal money traps is a great first step to helping savings grow,
write down every little thing you buy one month and underlying problems will show.


vouchers
The web is full of vouchers to spend online and in store;
always search before you spend to leave yourself with more.


wait
However much you want something, if you can't afford it wait;
the stress of debt or monthly payments will far outweigh the treat.


X marks the spot
Give your savings account a name that reflects it's end goal;
it makes adding to it so satisfying and will get you on a roll.


zippity doo dah


Celebrate you luck with some lovely family treats and fun;
be in it to win it and enter great fun comps on blogs for mums!



Share your savings story for a chance to win £500 towards a Stocks & Shares ISA

Saturday 7 April 2012

Toddler teeth

I had forgotten all about teething, it was something I always watched out for when Squiggle was a baby. But we've had a few restless nights recently. Age two, my little one does sometimes wake in the night but she normally goes back to sleep without too much trouble. This was different, she was so restless and couldn't settle, I started to think she was having nightmares. On the third night of this she woke for the third time in one night... she suddenly screamed to me, "my teeth hurt, they hurt, it's in my mouth mummy!!" I couldn't believe I hadn't thought of this, if only she had told me before. I felt her gums and poor thing, it was the very back bottom two coming up... all easily helped with a bit of calpol.

Come on evolution can't you sort this one out?!

Wednesday 4 April 2012

At Peace

This is my favourite thing to do. To lie on a rug with my little girl in the garden and spot shapes in the cloud. I love getting a cuddle in and listening to her imagination taking flight (although the same shapes do seem to appear a lot!)

This is me feeling at peace and is my entry to this weeks The Gallery for the Sticky Fingers blog.